Friday, August 12, 2022

Is Britain Broken?


Home owners know, when you let too many problems develop and you don't make repairs, the cost becomes significant. After many years you could end up with a dump because you opted for bandaid solutions.

Before the pandemic, Britain was fragile. Years of austerity, uncertainty over Brexit and growing inequalities created cracks in the foundation. 

But the issues go back further. During the financial crisis, the walls came down. We banged some wood over some holes, added some tin then crossed our fingers and closed our eyes. 

Actually, wind the clock back to the privatisation of the 80s, when we let in all sorts of rough sleepers into our home. They didn't care about the house. They weren't investing in our property. It was about what they could plunder. 

Now we find ourselves facing thousands more in electricity bills. The cost is mulyiplying x4 or x5 or more within months. 

Everyone is poorer, except for the big corporations who make huge profits. One excuse banded about is that the pensioners need their dividends. How many pensioners are jumping for joy at the moment? Should we ignore all the executives and other beneficiaries?

The chancellor's £400 subsidy to households announced a few months ago alleviated some of the pain, but it was never going to be enough. 

The latest proposals by Tory beauty contestants are tax cuts and money for the poorest. 


When you look at stories about the homeless, they had decent jobs. Some were middle class. You look at the elderly who are faced with the heat or eat. They worked hard and where did their savings go? 

Why is the narrative that we only have ourselves to blame? Or it is the people who voted for the party or Brexit?

In criminal law, you commit the crime and you are punished. It isn't the enablers ie voters or victims. 

Take the tragic case of gun crimes - it's the shooter we as a society say is guilty - not the murdered dead person, the gun manufacturer or the bus driver who was following his usual route and allowed the gun man with his concealed weapon onboard. 

Then we have a government that says they can't help everyone. Somehow, they've managed to help their mates, wives of their mates and of course, the rich donors. I'm referring to PPE contracts and the vast number of other suspect going-ons raised by the Good Law Project, a not-for-profit organisation highlighting abuses. 

Then there are commentators labeling people doom mongers because they point out the:
- water issues
- energy prices
- inflation
- the illegal Chanel migrant crossings 
- covid deaths + long covid
- nhs backlogs
- an absent caretaker prime minister
- not enough schools, houses or gp surgeries
And the list goes on. 

Some facts and statistics about the cost of living problem are outlined in Clear need for action on the cost of living crisis

The prime minister's replacement - Truss / Sunak -  are only concerned with their own self interest and not dealing with the fire in our house. 

The other laughable defense is no one could fix this or do better. 

So Britain is broken. Where do you begin? A handyman isn't going to cut it. You need to deal with almost everything from the leaky pies, the faulty electrical, the holes in the walls and roof, not to mention the subsistence beneath. 

The most pressing issue is the electricity problem which requires immediate redress. It affects everyone and plugging the gaps isn't going to work. Too many people who need help miss out. You have to go to the source. The actual cost of electricity needs to be cut. The idea of letting money go down a corporate black hole indefinitely does not make sense. 

Nationalisation seems to be the solution. Even the former prime minister, Gordon Brown, has said it may be what Britain will have to do. 

How did it come to this? Our beautiful house with its gorgeous gardens, sparkling kitchen, luxurious living room, beautiful bathrooms and brilliant bedrooms feels like it was a distant dream. 
Now we are surrounded by ruins, like Pompeii which was struck by Vesuvius' wrath. Did we see it coming? Was there no escape? 




















Saturday, August 6, 2022

Will nationalisation solve the energy crisis?

Is it time we revisit the nationalisation of electricity debate? The cost of living crisis is going to hurt the UK economically and we will be struggling for years. That's right, the impact will take years to reverse.

The world has changed following the pandemic and Ukraine / Russia. 

There are reasons for and against nationalisation. It makes sense that we take urgent and bold actions that will have immediate results. Why aren't we exploring and debating our options? It feels like we are stuck. This inertia, dither and delay will cost lives, businesses and will affect everyone. 

Since this blog post was written Gordon Brown, has offered his view on this crisis. The former British Prime Minister  nationalisation noted nationalisation may be the solution of last resort and should not be off the table. 

According to the Guardian article, Gordon Brown says energy firms unable to offer lower bills should be temporarily re-nationalised:

"the government should consider bringing into public ownership companies who could not meet that requirement, comparing it to what his government did “as a last resort” in 2009 with banks.  

He said before taking that step, the government should offer guaranteed loans and equity financing but “if this fails, then, as a last resort, operate their essential services from the public sector until the crisis is over”.  

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Thursday, July 21, 2022

Why the UK Tory Leadership for Prime Minister is a Tragedy

Politicians today are out of touch. The cost of living crisis affects most people everyday, but instead of doing the job of government, we get big ideas that take time and don't realise we need immediate results now. 

The cost of electricity has been the most significant issue with spiraling costs. 

Businesses too suffer and passing costs to customers, seeing demand fall - these all have real economic consequences. 

And the people in charge of our country don't seem to face the fact we are going off a cliff as a country. They hold their hands up, shake their heads and say we just need to buckle up. 

Tax cuts aren't a solution. The actual costs of goods and services need to be drastically reduced. Japan is the example. It is the nightmare we face. Look how long it took for them to recover, and the reality is, they haven't made a bounce back. They were cut from the knees. 

Discontent isn't the word for it. Fed up is more like it. So these useless beauty contestants - Sunak and Truss, I don't want to write you off, I don't want to be fatalistic, but neither of you seem like you are the white knight to save us. 

Write to your politician and tell them this is not good enough. Switch to alternatives where possible. Save where you can. We might all even need to become more communal - eg generations and families living together to try to save. Supply is down, demand has stayed the same. We need to bring demand down as individuals. This is not ideal, but our governments have failed us. 

The Great Britain story was a comedy. It is full of fantasist. The horror story is evolving and we all see a tragic ending. 



Monday, May 30, 2022

Why The People We Let Into Our Lives Matters - Health, Beauty and Happiness


Life is about connecting with others and who we let in to help create our happy healthy lives. 

When we meet new people, we form first impressions. Their physical appearance might not sit within societal views on beauty, but they may come across as warm, kind and open minded. It is their inner beauty we are assessing. 

We then have a series of interactions with them that might change our views. If they are not respectful to us in the way they behave, no matter what the reason, we no longer see them as beautiful. 

Whilst we might forgive and forget with friends who we have a long history, a new acquaintance does not afford such flexibility. 

Ultimately we have only a certain amount of time, energy and head space. We can start to see signs of toxicity the more we get to know some people. It becomes apparent this is a pattern for them. They aren't aware of it within themselves. In fact, their opinion of themselves is they are completely without blame. 

This might be why the Johnny Depp v Amber Heard defamation case is intoxicating. We see it from the outside. Are we trying to learn from it? 

It's the cautionary tale to all of us how our fragile lives can become derailed by someone. How drugs, alcohol, money, love and success can all go terribly wrong. 

Over time, some people become less prominent in our lives. They say to surround ourselves with the people who lift us up. The reality is that no one is perfect. Every relationship we have is full of ups and downs. It's when the downs become so intense and prolonged, we have to turn away, try to rebalance and find what works best for us. 

Relationships - love, friendship, work and family are all messy, but we need them if we want to be happy and healthy. 

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Saturday, May 28, 2022

Johnny Depp v Amber Heard - lessons on health and happiness

Image: Johnny Depp by E. Diop

This morning, I read a summary of the Depp v Heard defamation trial: the entertainment story that has come up in casual conversation and zoom calls for weeks because everyone is aware, if not reading, following or opining on the subject of domestic abuse, dirty laundry, liars, #metoo and every other angle they can consider. 

I confess I was a huge Johnny Depp fan as a teen and young adult. He seemed like a true artist in indy roles, but not interested in fanning the flames of stardom, rather shy and just kind of cool but not arrogant. Johnny Depp bought fans pints in the pub, played the guitar with kids who were waiting for their parents on set and he dressed up as a pirate in children's hospitals. Depp rushed his sick child to Great Ormond St. He cared about people. 

Furthermore, I must confess I have never been a fan of Heard. I didn't see her appeal or think she was interesting in any way. I saw the Depp-Heard marriage as an older man going through a mid-life crisis. He shouldn't have left Vanessa Paridis and his kids. Just another cliche, I thought. A family man, devoted to his girlfriend and their kids is sexy.  Insecure Johnny Depp, chasing youth, getting high and no longer doing any indy films is lame. That was one of the many reasons that ended the appeal of Johnny Depp for me. 

Image: Royal Courts of Justice by Mahosadha Ong

Johnny Depp's 2020 UK Libel Court Case (The Sun Newspaper)

Nevertheless, I consumed the 2020 libel court case in London like I was gorging at a buffet. I even bothered with some of the court transcripts to explore some of the finer details of the case. It was a great escape from the horrors of the pandemic and lockdowns. 

The Sun newspaper called Depp a "wife beater." The UK judge concluded Heard was to be believed more than Depp as a witness, and ruled against Depp. He concluded the article was "substantially true" and 12 of the 14 alleged incidents of domestic violence occurred. 

Libel

What struck me about this case was that a newspaper could make a claim and splash a headline accusing a man of being an abuser, but at trial, the judge considers facts the newspaper did not know at the time. 

So I can make a statement today which I know may be false, but so long as in the future, I can prove it is largely true, I am innocent. It means I can take a gamble with someone's reputation. That is troubling for all of us. It provides much greater power to newspapers and sensationalist headlines. 

Perhaps that has always been the case with libel. Thirty years ago this might have been fine. The internet was not yet in full swing. We relied on newspapers and magazines only. Judgments weren't made based on limited information and the public didn't have a 2 second attention span. 

The law has gone in the wrong direction 

I do not believe a newspaper should be allowed headlines or articles based on speculation. We need a higher standard from our media, especially when it comes to someone's reputation. In today's culture of social media, we have too much mud slinging and nastiness. The media cannot contribute to this without sufficient evidence. Otherwise, how can we trust them as a source of information? 

Image: Graffiti by Ran Berkovich

What do we believe? 

What also struck me in this case was that one witness who had been a friend or makeup artist of Heard, said she had been a victim of domestic violence. She had confided in Heard. Heard's account then used the same story and words of her friend when she told her story. It cast doubt in my mind about Heard's credibility. I realised I did not want to believe Depp was an abuser. However, I also did not want to think Heard could lie about being a victim. 

The judge chose to believe Heard more than Depp. I was not in the court room. He was. BUT, he also has his biases too. 

Interestingly, it seems this same testimony was not put forward in the US case - either because it was not strong enough evidence, it was considered less credible or it was not admissible. 

The London case was Depp v a newspaper. The American case is Depp v Heard. It is a she said - he said case. The only biases and opinion that matters in this case will be the jury's. 

Except for the court of public opinion, but I'll write about that later. 

The US Defamation Case (Washington Post Open Editorial by Amber Heard)

I've watched snippets of live testimony, read several articles and given more thought to the US case than I actually have time for. 

In many ways, I'm writing this blog post to figure out what my verdict is. I don't know what to believe or who to believe. This big beautiful world we live in is full of contradictions, misinformation and confusion. The Depp v Heard trial reflects that. 

Abuse

Both Depp and Heard are lying or reflecting on a version of their truth that may not be entirely accurate. The couples' therapist said they both abused each other, though Heard initiated it more. What does abuse mean? Was it physical, verbal or both? If Depp was just physically defending himself because Heard initiated, does that still make him an abuser?

Other than the couple's therapist, Depp's team did not have any other domestic abuse experts. Does that mean Depp wasn't really a victim of domestic abuse? I don't know. It could be for any number of reasons. 

Kate Moss' testimony was only 3 minutes. There are legal reasons why some questions could not be asked or why she could not say some things. 

Image: by Colin Davis

Fault

In any relationship, both parties are at fault.  No one is completely innocent. In a domestic violence case, both can be victims and abusers. Historically the narrative has always been one victim and one abuser. 

Where there are drugs, alcohol and mental health issues involved, as is the case with both parties here, recollections may vary. 

Heard has video recordings. Depp also sent text messages to friends making some heinous suggestions about Heard. They are abhorrent and shatter the nice guy image he has crafted. 

Audio recordings of Depp include him saying to Heard:

"Shut the f*** up ... don't f***** pretend to be authoritative with me. You don't exist."

In a text message, Depp writes "let's drown her before we burn her."

Depp has apologised, dismissing words and actions as humour. It is evidence like this which adversely affects Depp's credibility. 

On a Graham Norton show, Depp appeared to be under the influence of something. His behaviour was odd and Dame Judi Dench looked uncomfortable. It bothered me long afterwards and I even googled it to discover according to ladbible, others had also wondered was he drunk or high?

Mid-life crisis?

Whether this was the drugs, Amber Heard, his mid-life crisis, or a combination of all of these and more, who knows, but he seems to be a man who is deeply unhappy. 

Depp was a man who preferred his privacy. But now, he has opened himself up to the media circus. Stories about severed fingers and writing with blood on the wall - it sounds like a bad horror story. 

Depp says the trial is to defend his name. I suspect it is because he has become accustomed to a lifestyle and seeks the big pay packets from Hollywood. He fell in love with the glory of Pirates of the Carribean.  

The reports of wild spending, substance abuse, bad behaviour on set, costing studios money because shooting was delayed, requiring ear pieces because he doesn't learn lines and crazy costly demands for perks do not paint a flattering picture of a humble down-to-earth nice guy. 

I felt he became a sell out. Instead of pursuing the art and being an actor, he was a performer churning out movies. He no longer had any interest in indy films. It was just about the money. Sure, enjoy buying islands and flying in private jets, but was everything you used to do - the decent artistic guy, was that all just a lie?

As he grew older, he enjoyed the attention of a young woman, ie Amber Heard. He turned away from Vanessa Paridis and the simple life they built. 

Perhaps he blamed Heard for this. Or maybe he has always had an unhealthy relationship with drugs and alcohol. The stable marriage and children with Paridis did not bring out the extremism that Heard did. 

Depp is imperfect. Did he throw things and show his temper? Probably. Did he cause bruises to Heard? Possibly. 

There's an audio recording where Heard admits to hitting Depp. In another, she mocks any claim Depp might make that he is a victim of domestoc violence.

Did Heard incite Depps behaviour? Probably sometimes. Has she exaggerated anything? Probably. Is she a victim? I don't know. 

Depp calls Heard a:

"Gold digging, low level, dime a dozen, mushy, pointless dangling overused flashy fish market. "

Heard after alleged incidents professes love and her text messages suggest she was not abused. This is not necessarily indicative that abuse did not happen. Maybe she is a gold digger. Maybe she has spun some lies and faked photographs. That does not mean Depp is not an abuser. This is a strategy using tropes about a character type we do not like. It influences us to emphathise less with a woman. But also, applying this strategy does not mean Depp is an abuser. His legal defence team is using any and all tools to help their client.

Is Depp an abuser? A jury might conclude he is. 

Either way, both Depp and Heard seem like they need alot of help. They are damaged individuals. Any breakup can get ugly. Horrible words and actions are said in the heat of the moment behind closed doors. Violence by men and women can easily happen. 

Image: by Brad Lloyd

Happiness and Moving On 

Depp's Instagram is about his music and truth. He feels his truth must come out. Music provides him with solace and helps ease his pain. The court case has made him clean up and he doesn't appear to be under the influence of his addictions. 

Heard has had a baby and is beginning a new life. Depp needs to move on too. Perhaps this trial will help him to do that. 

If I was on the jury, I would not want either of them to win. Both are guilty and both should not receive money from the other. When it comes to the law though, I suspect that Depp may by definition be an abuser so the defamation case may not succeed. 

However, like the UK case, this is based on facts now in evidence. The truth is a defence. 

Also, Heard's 2018 Washington Post article, which is the subject of this case, is carefully worded. She said I am 

"a public figure representing domestic abuse"

Juries aren't predictable. They are driven by emotion, beliefs and bias. Whatever decision by law they should make might not matter if you have one juror who dissents. 

Image: by Venti Views

Why does this case matter?

It's not just a divorce case. It's not just entertainment. This isn't a reality tv show. 

Celebrities and public relation teams are watching and learning. We will see more court cases where the legal system is used to help someone's brand. It used to be we did not air our dirty linen. Our private lives remained private. This case opens the door even more widely to a culture where we overshare, we let the public scrutinise intimate details of our lives and it encourages the media to do so too, because that's what the public wants. 

Real domestic violence victims will fear how they will be treated if they come forward. Any victim, woman or man, after seeing how Amber Heard has been treated, will pause. 

Powerful men will feel empowered. The glamour of Hollywood has not gone. The story of David and Goliath remains a myth. 

This case makes us ask what we are prepared to accept as physical acts of harm which means a person should be punished. How do we punish them? What evidence do we need to say we do not tolerate you any more? It was clear in the case of Harvey Weinstein. Johnny Depp is not on trial for domestic abuse. The US trial is about reputation and money. 

Some men might feel they can speak more about the abuse their females partners inflict. Both genders might have greater insightful and more meaningful conversations about toxicity in partnerships. 

We can all learn how to improve. Better relationships are important for our health and happiness. Much of our lives involve people, emotions and mistakes. Whether we can stay together, bring out the best in others, thrive, laugh, build a future we want and need, it also depends on those people we allow in. If we surround ourselves with what harms us - whether that's people, alcohol, drugs or other vices, then that is what will bring us down. 

The Depp-Heard trial might help some people in toxic relationships wake up to their behaviour. Some might seek help. Others might end their addictions. 

Then there are those that choose not to grow. They will use this to create more unhappiness and it will justify further unhealthy attitudes. 

Image: by Felix Mittermeier 

Public Opinion

Win

A verdict for Depp could green light Dinsey to put him back into the Pirates franchise. It is the perception that matters. Do I want Depp back in Pirates? Yes. Is he a talented actor? He can be. Does he need to deal with his drug and alcohol problem? Absolutely. 

As a woman, I do feel concerned that men might see this as an example women can be mistreated, publicly humiliated and they can get away with it. Do I think Depp is worthy of respect and a hugely successful career? I'm not sure any more. Is this a standard we should apply to entertainers? Maybe. If he hit her a few times under certain circumstances, within a context that anyone might understand, by accident, or otherwise, is that ok? I don't know. 

If he wins, the chances he will feel vindicated to return to the downward spiral of drugs and alcohol is highly likely. 

He may see himself as a victim, rather than accepting his own mistakes and faults. 

Lose

BUT if he loses this case, he will need to rehabilitate his reputation. He will need to clean himself up. Depp will need to fight to make a comeback. Hollywood and the media love a comeback story. We've seen it with so many famous men. 

Is Depp doing this case to win? Or is he trying to gain more attention and make himself bankable again. Does he think he can win anyway regardless of the trial verdict? 

The media coverage has been more pro Depp. He is a huge money making machine for the entertainment industry. He's an A Lister with worldwide box office takings estimated at $10 billion. He made $55 million from profit participation in Disney's 2010 Alice in Wonderland, which made the corporation $1.03 billion. 

Perhaps Depp has stoked the pro-media coverage and thrown his own money at it too, afterall there are suggestions of bots and a coordinated social media strategy to damage Heard. 

Amber Heard has not won herself more fans. She may be used to support feminist claims, but her lies have tarnished her. Do we judge women too harshly? Yes. Does she deserve to be unhappy? No. Should she be rewarded for lying? Probably not. But neither does Depp. 

I still feel confused and have mixed feelings about this case. Maybe I resent both Heard and Depp for shattering the illusions and the judgments of my youth - that I thought this man was wonderful, worthy of having his posters, more than 10 but less than 40, I don't recall, on my bedroom walls. 

What I do know is that both Johnny Depp and Amber Heard need to stop making each other miserable. It's the actions of one which results in the response of the other. 

The key takeaway is that drugs and alcohol don't make you happier or healthier. They can destroy your life and everything you have built. Lies do not help you. 

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The Johnny Depp v Amber Heard defamation case in Fairfax is now with the jury, but public opinion will evolve over time and who knows where we will all end up - happier, healthier, we can only hope so. 



Thursday, May 19, 2022

The Problem With Rich Rishi Sunak's Cost Of Living Crisis Response

The effects of the cost of living crisis are beginning to bite. As I predicted in an earlier post which explored how rising electricity costs are affecting me, there are now serious concerns we are facing a recession

There are two problems with Rishi Sunak's cost of living crisis response.

Rishi Sunak's Response To The Cost of Living Crisis

Sunak hasn't taken any action. That is the big fat problem. He says he might do something in the future. For now, it's everyone else's problem. 

The narrative in many people's minds is that Rishi is so rich, he just doesn't understand how significant the cost of living crisis is. 

It's been widely reported in the press that the chancellor's wife, Akshata Murthy has a 0.91% stake in Infosys, a company founded by her father. Her share of the Indian tech consultancy giant is estimated at more than £400m. 

Rishi Sunak's father-in-law, Narayan Murthy, is worth $3.2billion and is referred to as the "Steve Jobs of India". 

Rishi Sunak is the man who is saying it would not be responsible to take action now on the cost of living crisis. 

Sunak also doesn't see the damage no action will cause the UK and world economy. It's incompetence or callous indifference. 

This is also all in the context that his former employer:

"Goldman Sachs said rising oil prices and other impacts from Russia's invasion of Ukraine will reduce U.S. Gross Domestic Product (GDP) this year, and added the probability of a recession in 2023 is now at 20% to 30%."

People are cutting back on extras like Netflix and other entertainment subscription services. Holidays are also being put on the back burner. It causes resentment as the have nots feel the burden more than anyone else. 

Market research firm Kantar said 1.51 million cancellations happened in the first quarter of 2022. Media reports suggested Netflix share price was down by 20%.

Women Are Disadvantaged More

Electricity costs are up but increasing benefits and tax cuts excludes and ignores a large demographic - women. 

If you're not working eg. a full time carer / mother, not on benefits and not in paid employment, your family is worse off. 

To date, women are ignored by the government. Safety, long covid and child care are part of a long list of issues that women face which are way down on the pecking order of government priorities. It does not feel like this is a government that cares about women. 

Instead, there are reports of rapists and sexual harassment by MPs. They are defended and supported by a largely male population of men in power. 

Self-Employed and New Businesses are Forgotten

If you're not yet making much money, a new business or self-employed person does not qualify for benefits. Nor do tax cuts help them. 

These are the people that will build a strong economy and future for this country. Instead, their chances of success are diminished. The government and its policies are another obstacle and threat to their business. 

Even a tax cut to businesses doesn't really help, as it favours the companies making large profits. Plus the flow on effects if businesses do pass this to customers takes time. 

Ungreat Britain 

When you're constantly worrying about bills. If your electricity bill is double what it was. Your grocery bills are feeling overwhelming. There is the constant need to cut costs, save where you can and never indulge, anxiety is high and happiness is low. These all affect your mental and physical health. 

This isn't just about people facing the heat or eat option. It is affecting a disproportionate number of people around the country. It weighs on people's minds, even those in good jobs and who are reasonably well paid. 

Here are some posts on Nextdoor - a local community forum.

"The price hikes and sky rocketing bills are hard for everyone, but I'm really aware that some people are being forced to choose between necessities like food and heating. I'm especially concerned about older people or those with disabilities, who might be isolated, unaware of who/ how to ask for help and unable to work/ earn more money. Is anyone aware of any local schemes to make sure our especially vulnerable members of the community are supported? I'd like to help, perhaps dropping some food round to a local elderly neighbour or contributing financially to a local campaign. It's heartbreaking and we have to look out for each other x"

People are even calculating the cost of a shower.   

"My morning shower just cost 60p. Was curious and now wishing I hadn't checked. There are 6 people in the house which equates to £3.60 a day or £36 every 10 days. General hygiene is now £144 / month for a household of six. If we all shower daily."  

Poorer people equals higher crime. The new HM chief inspector of constabulary, Andy Cooke said:

“Whenever you see an increase in the cost of living or whenever you see more people dropping into poverty, I think you’ll invariably see a rise in crime."

None of this is great. It's all bleak. 

The Problem

The cost of living crisis is the biggest problem facing Britain and the world today. It is a failure of governments, businesses and the media that they watch us slide into the abyss. The situation is becoming beyond urgent and to the point where any action is too late. Dithering and delay cost lives when coronovirus first hit. What will be the result of Rishi Sunak's can kicking today? It could be worse that the pandemic, the last financial crisis or any war. We're facing a recession or worse ... could we end up in a Great Depression? Is this all because a windfall tax on energy companies is considered "ideologically unconservative"?


Sunday, April 17, 2022

Supermarket shopping - how increasing costs change behaviour

Asda has raised their online delivery charges. I have been shopping at Asda more recently. I used to shop at Waitrose, but they raised their delivery prices. I've shopped with Ocado but they can be pricey. I was a Tesco shopper and tried their delivery saver, but vowed I'd rarely shop with them again. 

I'm a customer that is sensitive to supermarket prices, especially delivery charges. 

As the cost of living crisis bites, we're looking to save where we can. If supermarkets aren't competitive, then they may lose market share. 

Now I'm thinking it's time to go back to Lidl. Their prices are incredibly competitive. 

As for going out and spending money, I am super reluctant to. Yesterday I had thought about treating myself with some takeaway. Instead I had leftovers. The saving is huge. 

I used to love eating out. I would also happily spend a bit more on my groceries. However, with increasing electricity prices, I'm anxious about how this will affect me. The economy is on wobbly ground and I expect it will worsen. So I'm preparing for it now and hope it will help if things get rough. 

The government has chosen oil companies over everything else. They have chosen to ignore the problem now and hope they can fix the consequences later, or perhaps they just don't care. 

Either way, we have to look after ourselves and figure out a way forward. No help is coming. We're all going down in this ship. 

Now back to sorting out what I'll do about grocery shopping ... 



Saturday, April 2, 2022

Why the UK will have a recession because of rising electricity prices

Credit: Andrey Metelev

I went to bed last night feeling cold and my thoughts immediately turned to all those around the United Kingdom who are struggling with the rising cost of electricity. Especially those living in the north where it's even colder. 

All winter I haven't turned my heater on. I've worn thermals, multiple layers, my beanie, gloves and a scarf. Living in an apartment means I'm fortunate to benefit slightly from neighbours heating up their flat. Those who live in houses will not be so lucky. 

My fingers feel frozen at times still, even in a flat. They remind me of fish fingers which I liked to eat as a child. I manage. Gloves help, when it's practical to where them. It's just that I'm not as productive when I'mfeeling cold. I think my body must be shutting down to conserve energy because of the low temperature. 

Last night, I snuggled under my duvet and reassured myself it would be warmer after awhile. 

This morning I woke up feeling unsettled. My dream had been about someone trying to shoot me. They chased me. I ran. It was a faceless stranger who was faster and stronger. I never stopped longvenough to see them properly. They caught up to me and all I saw was the gun which they pointed at me. I thought my life was over. 

I had a big thick, size of a telephone book, yellow dummies guide book. You know those learning made easy instructional series for beginners? They spell out in simple language and in a very basic way a dummies guide to Spanish, Facebook, gardening and cooking? My dummies book stopped the bullet from hitting my body. I'm not sure in real life that it would stop a bullet, especially since they have a soft cover, and in my dream it was a soft cover. It was a dream. I didn't die. It was a win.

I'd been thinking about writing this blog post for awhile, so with the memory of this dream, before going to bed, I decide I should just do it.

The human cost of the electricity price rise 

Before the pandemic, it's estimated by the Office for National Statistics that there was 25,600 excess winter deaths in Great Britain in 2018/19. People aren't literally freezing to death necessarily, but they are linked to the colder weather with the leading cause being respiratory illness. Electricity and heating is critical in the UK. 

Ofgem, Britain's energy regulator estimates that from 1 April, approximately 22 million customers will see their annual electricity bills rise by £700, with customers paying £2.000 per year. These are customers on default tariffs paying by direct debit, but everyone else will be affected when their contract ends. 

To put this in context, the average UK salary was £24,600 at the start of 2022  according to HMRC, the UK department responsible for tax collection. That means electricity could make up 10% of your income. For every ten day a person works, one day is going towards your electricity bill. 

The entire country is facing rising electricity and their concern, like mine, is that it is going to keep getting higher. We are united in feeling threatened. Our minds are twisting, troubled, trying to figure out what to do. There is a sense of powerlessness and that we are being ignored. 

For me, the solution is books, writing and sharing stories. Awareness of the problem can help with finding a solution. Communicating the issues is a part of that. This is what this post is trying to do. 

We live in a country which is meant to represent the great Western democratic life of opportunity, hopes and dreams. This is meant to be Great Britain. It is becoming a poor Britain with more people likely to lose their homes and everything they have.

From a population of 60 million, around 1.3 million people could be pushed into absolute poverty, according to economists at the Resolution Foundation think tank.

The leaders of this country do not seem to realise how bad things have become. The reality is that people are feeling like the government and our system has failed us. 

The human cost is there. The media have tried to convey the seriousness of the situation. 

There are rumblings about people wanting to strike. It is fast developing into a broader domestic crisis. 

Today there was a news story about an 82 year old man spending all day on buses and trains to keep warm. Can you imagine spending your retirement in this way? 

"It feels like a waste of 40 years of my life going to work. I started work in the 1954 I didn't think I'd be in poverty in old age," pensioner Graham Childs says.

The public can empathise and understand this is not the sort of country we want. 

In the news story, Graham was interviewed and it was shared on Twitter. Here are some of the comments in response:

"I'm also the same. I worked for the NHS and had a life changing accident and can no longer work, I was pushed into universal credit where the goverment can hide me and now i have to chose to have heat or eat, I can't evan have a shower more than twice a week."

"This is not some kind of publicity stunt it’s happening all over the country. You cannot beat a good, long, warm bus ride on a cold day. Sandwiches and a flask is better than sitting in a freezing home or a cold bed. It’s the only way many old and lonely people get out."

"This is real, this hurts people. In modern Britain this is how we are living."

The politicians don't seem to get it. They only think about donors, the economics and winning elections. That is why I'm setting out below how this is bad for them too. 

This is how businesses are affected

The electricity price rise is not just a cost to individuals, but also to businesses. Businesses will raise their prices. Some businesses will fail as cash flow will dry up. Meeting increasing costs with falling demand will be challenging.  

Remember the financial crisis and the domino effect of first small financial institutions failing? Then it snowballed to bigger ones until the system nearly collapsed. Well that near apocalyptic fate could happen again. 

I had ring side seats. We were on the edge. The years of austerity that followed were devastating. Recovery took a long time, compounded by the crisis becoming a global event. 

The economy will suffer

We are facing the barrel of a gun. The pandemic is not over. It does not matter how many times the media and government parrot we are living with covid. There has been an accumulation of events that have destabilised our system - shipping, the supply side and now inflation. 

Economic collapse from the downturn experienced during the pandemic was staved off by throwing money at it. Some of it went down the drain in fraud, billions in unuseable PPE and dubious contracts to individuals connected to politicians. 

It is unlikely there is enough money to throw at another downturn, especially if they try to resuscitate the economy when it it too late and we are too far gone. The UK is walking the line of not having astronomical debt that will result in a credit downgrade and make matters even worse. 

The barrier to raising electricity prices has been lifted. It is like letting the dam burst. 

As mentioned, businesses are forced  to raise prices because of higher electricity costs. It creates even greater inflation. 

We are all preparing for higher electricity prices, becoming more cost conscious, which reduces demand. 

Add in huge levels of uncertainty. It is hard for anyone to see how the growth in costs will not be exponential and how or when it will plateau. 

Uncertainty affects confidence which is a key foundation for strong growth. We are on shaky ground. 

So we have:

  1. spiralling inflation, 
  2. more poverty 
  3. less money coming in from taxes
  4. more people going on benefits 
  5. businesses failing
  6. rising unemployment
  7. uncertainty
  8. falling business confidence. 
This is a recipe for a huge economic mess. Put all this into a blender, mix it up, bake and when it comes out of the oven, it's an unappetising cake that no one wants to eat. 

This affects the rich guys donating to political parties. It impacts large businesses. A recession is not good for their bottom line or net worth. 

The government is burying their head in the sand about the problem. Perhaps they think they can capitalise on it. Historically, political parties have taken advantage of economic downturns, but the circumstances of this one should make politicians pause and re-evaluate. The party-gate scandal and promised prosperity of Brexit has left many voters dissatisfied. Add in they are all poorer with the cost of living crisis and sone poll results showing how people might vote, well the maths suggests a change in government is higher than the encumbent political party might like. 

Aside from the politics, Britain's international standing will take a hit if they go into a recession and drag down other countries' economies. 

It's a global problem 

There is a ripple effect to a UK recession. We operate in a global economy and a recession in the UK will impact other countries. 

That's right. I'm using the R word. There will be a RECESSION. People are scared to say the word. Before the financial crisis, for months everyone knew it was coming. They just rode the wave hoping they wouldn't be wiped out. 

There will be a UK recession, but what about the rest of the world? Well, they'll be affected too. 

In 2020, the UK exports to the EU were £251 billion (42% of all UK exports). The UK is the fourth-largest importer in the world. Those french cheese makers, the wineries in Italy, the tourism industry in Spain all benefit from a thriving UK. Europe will certainly be affected. 

A quote from Former Chair of the Federal Reserve of the United States, Ben Bernanke:

"The crisis in Europe has affected the U.S. economy by acting as a drag on our exports, weighing on business and consumer confidence, and pressuring U.S. financial markets and institutions." 

This is how the global economy operates now. Even large countries like America can be pulled down. Whilst the UK is not Europe and is no longer part of the E.U, it is the fifth-largest national economy in the world measured by nominal gross domestic product (GDP). In 2020, the United Kingdom's contribution to the global economy based on Purchasing Power Parity (PPP) was 2.24 percent. 

You might say 2 24 per cent is not much. Why worry? Well, you see UK businesses have dealings with companies in other countries. Their failure or falling profits impacts others. Plus, investors around the world start to get nervous when large nations start to falter. It's not good for business confidence generally, anywhere in the world. 

The take-away

Prepare for a recession. It is increasingly becoming more of an inevitability. Save where you can. Cashflow is important in a recession. Downsize now. Work while you can. Jobs may be gone soon. 

The other thing is to continue to try to get the UK government to take meaningful action that will prevent all the disastrous implications of allowing electricity prices to rise so significantly. 

Prepare for the worst and hope for the best. One of my areas of expertise and experience is in analysis. The risks are substantial and we are going to have problems not stepping on the minefields.  

I'm going to bed now, feeling cold again. I hope I won't dream about guns and the need to survive, because our waking hours have very much become about trying to dodge bullets. This is just the beginning. 

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Friday, April 1, 2022

Frugal Living - How I'm Trying To Save Money (Part 1)

Credit: Eduardo Soares

The cost of living crisis has meant frugal living and one of the ways I'm trying to save money is by reducing my grocery bill. 

The three main ways I'm doing this are:

  1. Doing most of my shopping at a cheaper supermarket
  2. Ordering more basic foods
  3. Doing less regular shops
I've always enjoyed regular supermarket shops. There's nothing like a full fridge. Lately I've managed to stretch it out to 10 days. I think this might result in saving about £20 each month. 

For the first time, I'm trying a 2 week gap between grocery shops. It means less fresh food towards the end of that period. I am running low on some staples, like apples, bananas, milk and eggs, but I think I can manage. It's six days until my next shop.  

I'm thinking outside the box more. Some ideas I have are:
  1. Baking bread 
  2. Making my own pizza from scratch with homemade pita 
  3. Hummus is easy to do too
  4. Doing a batch of energy balls for snacking
  5. Aside from pasta which will likely feature, meal ideas include fried rice and a bean soup.
I feel nervous trying about holding off on my grocery shop like this. It does mean being more flexible with my diet, but I think I can still be pretty healthy. 

We'll see if I end up picking up a few things on the weekend. 

I'm eating my last grapefruit now and making a smoothie with my second last carrot this afternoon. 

The secret to saving money is to make it a priority. It means sacrifices are necessary and enjoying what you do have as much as possible. A frugal life can still be a happy one and saving money just means doing things differently which can be bring about new discoveries. 

Wednesday, March 30, 2022

Help! How can I stop eating unhealthy snacks?

Credit: S'well

Unhealthy snacking can become a bad habit and cutting it out cold turkey can be hard. It can be done. 

It starts with a smoothie in the morning. I put away the unhealthy snacks into a cupboard I rarely open. It's high up on the top shelf. 

I place several healthy options on the table: an apple, bananas, grapefruit and nuts. They will be the first thing I see when I wander in looking to eat something. 

A glass of semi-skimmed milk is followed by a substantial cold lunch of leftovers. I've moved the yoghurt to a place in the fridge that will remind me to eat it. 

Intention and preparation makes a difference. 

Yesterday I didn't have any unhealthy snacks. After one day, the habit is broken. I hope!

Today I started with grapefruit and melon. The spinach smoothie was my snack. Peanuts, a yoghurt and a banana were great when I got hungry. A substantial cold lunch of leftovers again and I had a lighter vegetarian dinner. I knew I might feel like snacking so I had an orange for dessert. 

Plus I squeezed in a 30 minute workout before dinner. Exercise helps my healthy living attitude. 

It's been a successful day. 

I'm not on a diet. I've not been eating the  worst unhealthy snacks. However I want a healthy lifestyle. I want to make better choices. 

Junk food is rubbish. You are filling your body with calories that have little or no nutritional value. Would you fill your car up with gas / petrol that you know is bad for the engine? 

Snacking is about boredom, not having big enough meals, or feeling tired and needing an energy boost. I know I'm tired and not sleeping as much as I should. I want to address that. In the meantime, I want to stop reaching for unhealthy snacks. Unhealthy snacks like chocolate and icecream should be the exception rather the norm. 

Today I was thinking I need to make a batch of energy balls. They make great healthy snacks. 

Think about:

  • Why you are eating unhealthy snacks?
  • What good habits help you snack less or not at all?
  • What healthy substitites do you like?
  • What is one thing you can do now to help you cut out or cut back on unhealthy snacks?
  • Why are you committed to being healthier and are you willing to make changes? If so, when will you start?

Cutting out unhealthy snacks is not mission impossible, but it does require a commitment to achieving that goal. 

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How The Rising Cost of Electricity Will Change My Life

Chancellor Rishi Sunak - estimated net worth £200 million

My monthly electricity bill is going up by a scary number. It means that I will be cutting back even more on my expenses. I figure I will buy less toiletries and groceries to begin with. Also, I'm definitely not going out to eat, even if the covid-19 situation improves. There won't be any holidays and also very little clothes shopping. 

I'm thinking about how I can increase my revenue. This means I will have less time for myself, less time to do the things I love and less time to spend with family or friends. 

The chancellors measures will not benefit me at all. I will be poorer. I will not be helping the economy. That money has gone to the electricity companies. 

The cost of living crisis will result in a recession. 
I am 100% positive we are in for some very bad years. I cannot understand how we are being flung into this big black hole. Are we expecting a miracle? Or do we expect our imminent apocalyptic demise?

It feels like my quality life and standard of living is lower. I feel sorry for all those who will be plunged into poverty, debt and homelessness. We have a government that has made alot of empty promises. They bury their head in the sand, denying problems exist and pretending that we can go back to the good old days. We are far from that idealistic vision. The reality is truly grim. 

The biggest problem for me is electricity prices. I cannot understand why certain businesses are being chosen over the people, economy and country. It is incredible how after two terrible years of a pandemic, the British people will be struggling with the rising cost of electricity and this change to our lives is simply met with a shrug of the shoulders plus a 'we can't do everything.'

Monday, March 28, 2022

Will having sexier arms make me happier?

Credit: David Hofmann

We all have things we want to improve. There's a niggling thought that if I could just change x about myself, I would be happier. 

Lately I hate my arms. There's articles like Summer Sexy Arm Workout. We feel better knowing we are taking steps to improve whatever is bothering us. However, we also need to learn to not focus on what we're not happy about. Beauty is more than arms, thighs, bellies and boobs. Our emotions about our body can be about us realising we need to be healthier. 

I'd love to have sexier arms. It is possible, but it means dedication and perseverance. However, there are lots of other goals which I also want to focus on. 

I know I need to cut down on sugar and snacking. Worrying about the cost of living crisis and Ukraine has meant I'm not as clear about what I want or what I'm doing. 

I want to meditate more to clear my mind and provide greater clarity. Sexier arms might make me happier about my arms but it won't resolve the other things in my life that I'm not happy about. 

Using goals as a way to organise my mind has been helpful in the past. There are habits I need to foster again. Maybe I will have sexier arms, but the quest to happiness isn't in arms alone. 


Will Smith v Chris Rock at the 2022 Oscars - is violence ever acceptable?


When I heard Will Smith slapped Chris Rock at the 2022 Oscars, I thought it might be a publicity stunt, but when I watched it, it became clear it was a violent slap of anger. 

As a role model and high profile actor, Will Smith should apologise no matter how angry and insensitive Chris Rock might have behaved. We do not live in a society that encourages a physical response which involves bodily harm. 

Will Smith is accomplished. I like his movies. It is disappointing to see that he has done this. He is human and allowed to make mistakes, but the only correct course of action now is to admit he was wrong. 

In his acceptance speech for Best Actor,Will Smith said, 'In this time in my life, in this moment, I am overwhelmed by what God is calling on me to do and be in this world,' 

Smith said, 'I'm being called on in my life to love people and to protect people and to be a river to my people.'

This sounds like he is making excuses for his actions. He is not owning up to his poor judgement. 

He further adds, 'I know to do what we do you gotta be able to take abuse; you gotta be able to have people talk crazy about you. In this business you gotta be able to have people disrespecting you, and you gotta smile and pretend like that's okay.'

His only remorse was 'I want to apologize to the Academy. I want to apologize to all my fellow nominees.'

Will Smith must say that violence was not appropriate. He should apologise to Chris Rock. I don't find Chris Rock funny but he should not have been assaulted. 

He talks about respect and being disrespected. Humour is subjective and often does go too far. In the heat of the moment, we can want to lash out, but we don't. If we feel threatened or our loved ones are facing imminent danger, it is understandable then to take action. Clearly in that circumstance, words are not enough. 

Movies about vengeance may speak to us and we can understand how characters might be driven to unimagineable acts, yet we know in real life we do not do this. This is entertainment. We do not live in imaginary worlds. We rely on justice, laws and the mechanisms of our democracy.

In this situation, Will Smith could have gone on to the stage and said to Chris Rock that it was not cool and that he did not want that kind of joke made about his wife. 

It does seem he regretted it. I feel horrified that Chris Rock was subjected to this. It makes Will Smith look like a bully. 

When you look at Will Smith's Instagram post with the caption 'all dressed up to choose chaos,' the act tough be tough music and tone of the video, it does not look good. 

Will Smith's Instagram - choose chaos post 

It's unclear whether this post was before or after the slap. It seems like a complete lack of awareness if the post was made after the slap and he is trying to laugh his actions off as a joke.  

The Will Smith brand has tried to shine after a period of absence from the spotlight. Stunts like this, whether delibrate or unintentional, are not funny, especially to victims of violence. Domestic abuse is a huge problem today. 

I wonder whether legal action might not be taken even without Chris Rock filing assault charges. Actions have consequences. The message must be that you cannot hit someone in this circumstance. I'm not saying Will Smith should be penalised or arrested. I just wonder how this will be handled as a law and order issue. Laws exist to protect us. If they are not enforced and public examples are not made, it becomes a slippery slope. 

After the events of the last few weeks in Ukraine, when people have had to flee their homes and they fear for their lives, after the stories of violence, it makes a mockery of our values to say that violence is fine. 

In light of Weinstein, Hollywood is under scrutiny for tolerating bad behaviour. What does it say when we applaud and award powerful men who think themselves above the rules, laws and decency. If they can so publicly behave in this way, what does this say about us all? 

It is possible Will Smith's anger may stem from previous jokes, grudges and other things, which made him snap. He may be in denial or too arrogant to see himself as anything other than a victim. 

Many armchair critics have also noted how this story might have been different if Will Smith slapped a female comedian, or if  a woman had slapped Chris Rock, or if their skin colours had been different. Some people suggest it wasn't a hard slap or that it was just a slap. Others dismiss it as a stunt by actors. This incident raise many issues, but at the heart of it, we must talk about violence and how we deal with it. 

The video at the top of this news story  shows the few minutes leading up to and after the slap. Make up your own mind about whether the slap is violent and if it is acceptable in these circumstances.  

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Update: since the initial publication of this blog post, Will Smith's latest Instagram post acknowledges that violence is unacceptable. He has also apologised to Chris Rock and people watching around the world. 



I'm glad that Will Smith is trying to do the right thing. Perhaps it is just public relations stepping in. Whatever the case may be, I hope that the Will Smith v Chris Rock slap at the 2022 Oscars does not embolden others to be violent or provide justification for bad behaviour. 

Saturday, February 19, 2022

How the UK is being destroyed


Let me tell you about what is happening in the country called Great Britain. It is no longer great. It no longer is a country full of proud people. Instead there is poverty, hunger and disillusionment.

We have a prime minister concerned with political survival. Instead of the will of the people, it is the will of the back benchers.

Lifting all Covid-19 public health safety measures like the requirement to isolate if positive and free testing is imminent. This:

  • inflicts further damage on an already overwhelmed NHS,
  • adds to waiting lists,
  • increases risks to keyworkers
  • damages our covid management infrastructure, and
  • costs us the right to prompt medical care.

The UK public were urged to have boosters in December if it was after 3 months from a second dose of the vaccine. Studies suggested immunity wanes 3 months after vaccination.

As we approach 3 months from the mass vaccination in December, the Tory government in England is sending the message that a legal requirement to isolate from covid-19 is no longer necessary.

Whenever you scratch the surface of any issue today, you discover illogical policies without any substantial evidence to support the decision making.

Suddenly, it is as if all government medical and scientific advisors have been gagged and locked up. In a major decision about public health, we do not hear a single word from them. Their silence speaks volumes. It is deafening.

Protect yourself, family and community. Wear masks, socially distance and isolate if you have covid-19. Your life and theirs is precious. Your quality of life will be affected if you have long covid or develop serious complications after a mild case of covid-19.

Look at how far we have come since the pandemic. Have patience and faith that it will truly come to an end, rather than believing charlatans who say it's over when it's not. If we let our guards down with the idea that we need to learn to live with it, then the consequences can be very real and you will have to accept them. Now is not the time to have a medical condition.

If you delve even a little into the state of the UK health system, you will be shocked at its demise. The backlog for the waiting lists for the NHS is years now. It is not days or months. Let that sink in. If you cannot afford private care, you may have to wait years to be treated for a medical condition in a country with how many millionaires and billionaires?

Our country is sick. Scientific and medical advice is being dismissed by cavalier short-sighted politicians who are out of touch with the people. It is a government that embraces reckless premature freedom.

Freedom day in summer 2021 when the government removed mask requirements:

  • put us at a disadvantage when dealing with omicron.
  • We had a higher starting point of infection levels.
  • It created greater complacency, which resulted in more infections, disruption to businesses, deaths and long covid.
At the beginning of the pandemic, it was thought only the vulnerable and elderly were at risk from covid19. In 2021, unvaccinated healthy parents of young children died in hospital. There has been an increase in children being hospitalised in December 2021. The virus is evolving. We do not yet know the end of this story.

The UK has an irresponsible government that promotes a selfish attitude of everyone for themselves. Division does not create strength.

It is collaboration and consideration for others which creates wealth and happiness. It is shame that fills the hearts of good people throughout this country. It is guilt when we hear about the grief of the families who lost loved ones.

There are allegations of corruption, rule breaking and lies. The system has failed and justice has not been served. Our democracy and values have been undermined.

What can ordinary people do? How can we shake this feeling of helplessness? Write to MPs. Vote against this. Tweet. Blog. Support journalists and anyone who is fighting the good fight.

Do not be quiet and allow this to happen to your country. Stop reading or watching mainstream media that is perpetuating this disastrous course of action. When their audience and advertising revenue goes down, then they may listen.

None of our actions will have an immediate effect, but with time and patience, battles are won. All great causes in history took time. It was about people's rights. This is about our rights as the people of Great Britain.

It is as if a disease is spreading and killing this country. It is dying a slow, cruel and excruciating death. Our leaders are complicit. Anyone with influence or power has closed their eyes and are focused only on personal wealth creation. They have all discarded their responsibilities as human beings. They will be judged eventually. History will not be kind to them, and rightly so.